By- Marion Syversen
Monitor spending - Make every dollar work for you by knowing where each one goes! Know what percent of your income is used for food, entertainment, savings, and the rest.
Make a budget - Now you can make a budget. Find a budget type- there are many- that works for you and get a plan for this year.
Pay off debt- While you are at it, pay off, or at least pay down, debt. Under most circumstances, we have enough money to pay more on our debt. It is only under life's most dire conditions that we can't achieve at least some progress. Use cash and pay down debt this year!
Check your credit report- Free credit reports are available from each of the three agencies so either get them all at once or, a better solution may be to get one from each agency at four-month intervals. Experian in January (at Experion.com), Equifax in May (at Equifax.com) and Transunion (at Transunion.com) in September. That way you can monitor your credit score and credit activity for free.
Back up your information- Does your family have an emergency plan, do you have a disaster recovery plan for your financial records? Consider options that would help you recover your pertinent data if anything happened to your records.
Check insurance and beneficiaries- Is you life and property and casualty insurance up to date? If there have been changes to your family is that information reflected in you insurance and is your beneficiary information correct and current?
Put your mind at ease and get your financial house in order with these tips for your best 2010!
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Start the New Year on the Right Financial Foot
By- Marion Syversen
Breaking News from CBS
Petty Officer 1st Class Russell Matthews pleaded guilty to desertion and wrongful use of marijuana
The state of Oklahoma has often had the bad luck of being in the headlines for tragedies caused by both man and nature. The city of Moore itself has experienced four tornadoes since 1998. Richard Schlesinger reports on the strength of this state.
Barthels was in her bathtub when her two-story home collapsed on top of her during Monday's tornado in Moore, Okla. Stan Bush reports on her story.
Around 60 people were still hospitalized Tuesday with injuries they sustained when the tornado plowed through Moore, Okla. Scott Pelley talks to Dr. David Hogan, who helped treat many of the patients who were rushed to his hospital Monday night.
The difference between survival and death during a tornado can be helped by increased warning time. The National Weather Service says the ability to forecast a tornado system has advanced drastically. Chip Reid reports on the improving science.