Caution goes far in keeping your good name.
Shred - you may know this, but anything with personal information should be shredded. That includes bank statement, credit card statements, driver's license renewal forms. Some experts recommend that you be aware of when your mail is delivered, or get a post office box, so that you can be assured that your mail is delivered safely.
Monitor - when your mail comes
Credit reports
Statements
Financial institution activity
Credit vs. debit- Generally for stolen credit card information you are only liable for $50. Debit cards are another matter and you need to notify your financial institution quickly. CHECK with your institution to find out if they have services to alert you to ATM withdraws, if a charge over a particular value- that you stipulate- is made, and if there is a change of phone number or address.
Learn more about identity theft from Federal Trade Commission site:
Citation:
http://financialplan.about.com/od/personalfinance/a/IdentityTheft.htm
Marion Syversen, MBA
NorumbegaFinancial
207.862.2952
Marion@NorumbegaFinancial.com
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Disclosure:
Only securities and advisory services offered through Wall Street Financial Group, Inc. Registered Investment Advisor. Member FINRA/SIPC. Wall Street Financial Group, Inc. and Norumbega Financial are separate entities, independently owned and operated.
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