Buy only what you need- Look, you work hard and can still have fun, but think about why you are really spending money on this thing. If you've ever experienced a difficult financial time, you know what I need. The money we waste on things. And that's fine, if you have it and you're saving and you are charitable. But just a little disciple can save a lot of money.
Wait- immediacy usually costs a lot more money, no matter the purchase. Whether it's fast food or the immediate gratification of a new appliance, think first. Then buy. The habit of making your coffee or meal yourself, will save dollars a day that quickly add up. And shopping around for big-ticket items can save even more money..
Rethink fun- You can still HAVE fun, but going out all the time is too costly to keep doing it, especially if that is your several-times-a-week habit. Cut back on that and invite folks in for fun, look for fun and free events in your town and see the fun in being frugal.
Regularly Checking the Details- Check out the fees, utility and other ongoing bills and examine changes in lifestyle, technology, your family's habits that may allow you to discontinue some expenses. Never home? Why pay for cable?
Citations:
Marion Syversen, MBA
NorumbegaFinancial
207.862.2952
Marion@NorumbegaFinancial.com
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