Not all of us plan well for our retirements. Some of us save. But we don't plan our LIVES in retirement.

Identity- When we meet a kid we ask, so what grade are you in? We humans initially understand a new friend by what they do. When we retire our identify no longer comes easily from what we do. Psychologists have found that the more closely we identify with our work roles the harder the transition into retirement can be.

Transition- Several years prior to your scheduled retirement give serious thought to your dreams of what your ideal life would 'look' like. Have you dreamt about helping kids, playing sports, enjoying your favorite hobby? Imagine what a typical day after retirement would include? The first few weeks or months may include sleeping or hanging out. But for many, work friends and being a a team working towards a united purpose was the fun part of their jobs. Your work friends are still working. We need to make some shape to some our days.

Retirement work- Let's say helping kids was a passion and that your dream job would be being with kids. Look for ways to fulfill your dreams as a volunteer. Can you imagine the joy of child care providers or schools in having someone available to assist them in a classroom with kids as a volunteer? Is it sports that you like? Are there leagues that you can be a part of now that you are available more often? Is community service of interest to you? Consider joining the many area service groups such as Kiwanis, Friends of the Library or the hospital auxiliary. Having a place to be, work to do - even though it is unpaid- and friends who share your passion will give structure to your retirement and interest and fullness to your life.

We all know people who retired and then withered away because they were set adrift. Make a retirement plan that is more than just about income. Include your heart.

Citation: difficulty in transition-





Marion Syversen, MBA
NorumbegaFinancial
207.862.2952
Marion@NorumbegaFinancial.com
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