All of my clients - to have money to invest- spend LESS than they have. That's how they have any money set aside for other purposes, like retirement of for emergencies.
Frugal- is a 'thrifty and efficient use of material resources' according to the Merriam - Webster dictionary. It's a characteristic that New Englanders are known for and it's a trait I practice.
How- a Google search of the word frugal turns up coupons, blogs and web sites, even a t-shirt that reads 'proud to be frugal', providing ideas for your frugal journey. For me, yard sales and providing the labor for many home improvements projects for our own and for friends is how we work our frugal muscles. I have good friends who are expert couponers.
Why- I don't know very many folks who have ALL the resources imaginable. Prioritizing how to use what one has is my take on frugality's definition of efficient use of what we have. Why waste? Why have dolloars running through your hands and not take control and prioritize their use?
Marion R. Syversen, MBA - President
NorumbegaFinancial
207.862.2952
Marion@NorumbegaFinancial.com
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Proud to be Frugal
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