School shopping: oh, Joy! You can make a game of this adventure by doing this task on the cheap, cheap, cheap. Here's six tips to help you shop smart.

1.) Make a list - This should be a detailed shopping list of specific items. Having a list is the best way to save money. If you are given a list by the school or Honey's teacher for suggested shopping supplies, see if it can be modified for cost savings and be sure that everything suggested is really needed.

2.) Shop around - Open your mind, grasshopper, to all the possibilities. Include the Dollar Store, and other discount and warehouse stores in your excursions. Keep your detailed list in your wallet, or at the ready in a handy location, so you can have a clear understanding of your exact needs whenever possibilities present themselves. You may even be able to jot down prices, but that should be done discretely.

3.) Shop early- According to some recent business reports, stores are anxious to have shoppers shop and are offering unexpected discounts earlier than usual, so take advantage of opportunities.

4.) Keep it simple- Buying basic supplies versus fancy supplies will save a lot of money. Buy only the occasional pretty or shiny thing- and I feel your pain as shiny and I are very close friends- because basic supplies are money savers and fancy supplies, such as pencil sharpeners that light up, are serious classroom distractions.

5.) Buy in bulk- If you have several children, or if you can split great deals with another family and their children, buying in bulk could save you money.

6.) Bring kids, or not, that is the question- You need to decide if having the kidlets along for school shopping will be a hindrance or a help. If saving money is the key, leaving the honeys at home may provide you an opportunity to buy the least expensive notebooks, pens and paper that address the need.

Saving money is a combination of preparedness and vigilance. So keep your list handy and your eyes opened for great deals.

Marion R. Syversen, MBA - President
NorumbegaFinancial
207.862.2952
Marion@NorumbegaFinancial.com
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